Santévet pet insurance
Santévet offers a range of pet insurance plans in Spain with varying levels of cover, reimbursement and travel options.
Premium
- Annual limit: €5,000
- Reimbursement: —
- Excess: €70 (annual deductible)
- Travel: Time limited (90 days)
Santévet Premium is the highest standard tier in the Santévet range, offering €5,000 in annual veterinary cover together with a €90 preventive-care allowance. It is aimed at owners who want the strongest annual protection and most generous preventive budget within the main Santévet options. Compared with the lower Santévet plans, Premium provides more room for higher veterinary bills while keeping the same health-led structure and preventive focus. Travel cover remains limited to shorter trips abroad, so the product is still mainly intended for pets resident in Spain rather than long-term international use. Overall, Santévet Premium may suit owners who want the most robust veterinary protection in the reviewed Santévet range, especially where recurring treatment or a higher level of annual veterinary spending is a realistic possibility.
Confort
- Annual limit: €3,500
- Reimbursement: —
- Excess: €50 (annual deductible)
- Travel: Time limited (90 days)
Santévet Confort sits in the middle of the Santévet range, increasing annual veterinary cover to €3,500 and offering a €70 preventive-care allowance. It is designed for owners who want stronger financial protection than the Light plan while still benefiting from Santévet’s more health-led approach to pet insurance. The plan remains focused on pets based in Spain, with only limited travel cover for shorter trips abroad. Waiting periods and exclusions remain relevant, but the stronger annual limit makes it a more practical option for owners expecting a higher level of veterinary use over the policy year. Overall, Santévet Confort may suit owners looking for a balanced combination of veterinary protection and preventive-care support without moving all the way to the highest tier in the range.
Cat Indoor
- Annual limit: €2,000
- Reimbursement: —
- Excess: €50 (annual deductible)
- Travel: Time limited (90 days)
Santévet Cat Indoor is a specialist variant aimed at indoor cats, combining a €2,000 annual veterinary limit with a €70 preventive-care allowance. It follows the same general Santévet philosophy of health-led protection, but with wording and exclusions tailored more specifically to cats that live mainly indoors. This makes it more niche than the broader dog-and-cat plans in the range. It may be attractive for owners whose cats genuinely fit the indoor profile, but it is less suitable where a cat regularly spends time outside, as the wording includes additional limits and exclusions linked to that lifestyle distinction. Overall, Santévet Cat Indoor may suit owners of genuinely indoor cats who want a health-focused insurance product with some preventive support, while recognising that the plan is more specialised and may not fit every cat owner’s circumstances.
Light
- Annual limit: €2,000
- Reimbursement: —
- Excess: €20 (annual deductible)
- Travel: Time limited (90 days)
Santévet Light is the entry point into the Santévet range, combining a €2,000 annual veterinary limit with a preventive-care allowance of €50. It is aimed at owners who want a more health-led policy than a simple accident plan, but at a lower level of annual cover than the higher Santévet tiers. The plan includes a more wellness-oriented structure than some traditional competitors, but waiting periods and exclusions still matter, particularly for illness and certain specified conditions. Travel cover is limited to shorter trips abroad, so the plan remains primarily suited to pets resident in Spain. Overall, Santévet Light may suit owners who want a lower-cost route into a health-focused insurance product with some preventive benefit included, while accepting a more modest annual veterinary limit.
About Santévet
Santévet is a pet insurance provider operating in Spain offering 4 plans with different levels of cover, reimbursement and excess. Its plans vary by annual cover limits and travel cover, giving owners different levels of protection depending on their priorities. Santévet may appeal to owners who value highest santévet annual limit at €5,000., largest prevention bonus at €90/year.. This page provides an overview of Santévet pet insurance, including available plans, key features and important exclusions to review before buying.