Santévet Premium
Santévet Premium is the highest standard tier in the Santévet range, offering €5,000 in annual veterinary cover together with a €90 preventive-care allowance. It is aimed at owners who want the strongest annual protection and most generous preventive budget within the main Santévet options. Compared with the lower Santévet plans, Premium provides more room for higher veterinary bills while keeping the same health-led structure and preventive focus. Travel cover remains limited to shorter trips abroad, so the product is still mainly intended for pets resident in Spain rather than long-term international use. Overall, Santévet Premium may suit owners who want the most robust veterinary protection in the reviewed Santévet range, especially where recurring treatment or a higher level of annual veterinary spending is a realistic possibility.
Key facts
- Annual limit: €5,000
- Reimbursement: —
- Excess: €70 (annual deductible)
- Dental: Therapeutic dental cleaning after 2 years of subscription, up to once per year.
- Travel: Time limited (90 days)
- Cover duration: Annual reimbursement limit
Highlights
- Highest Santévet annual limit at €5,000.
- Largest prevention bonus at €90/year.
Waiting periods
- Accident: 7 days
- Illness: 45 days
Special waits / notes
6 months for surgery after illness; 6 months for cruciate ligament claims regardless of cause.
Travel & residency
- Travel cover: Time limited (90 days)
- Residency: Policyholder must be resident in Spain.
- Moving abroad: Travel abroad only for trips under 3 months.
Treatment details
- Preventive care: Prevention bonus included: annual allowance €90.
- Complementary treatment: Broad diagnostics and treatment included.
- Behavioural treatment: —
Conditions & exclusions
- Pre-existing: —
- Hereditary / congenital: Hereditary/congenital conditions excluded.
- Key exclusions: —
What stands out
- 45-day illness wait and 6-month waits for some claims.
Best for
- Owners wanting stronger annual limits plus prevention allowance.
Not ideal for
- Owners needing long overseas travel periods.
Included features
Before you buy
Product details are based on policy information reviewed so far and may change over time. Always check the provider’s latest policy wording and official documents before purchasing.