Santévet Premium
Premium by Santévet offers up to €5,000 in annual cover. It has a 7-day accident waiting period and 45-day illness waiting period. In practice, dental cover is summarized as therapeutic dental cleaning after 2 years of subscription, up to once per year and cover duration is annual reimbursement limit. Travel cover is available for up to 90 days, with territory described as Spain and trips abroad of less than 3 months.
Key facts
- Annual limit: €5,000
- Reimbursement: —
- Excess: €0,070 (annual deductible)
- Dental: Therapeutic dental cleaning after 2 years of subscription, up to once per year.
- Travel: Time limited (90 days)
- Cover duration: Annual reimbursement limit
Highlights
- Highest Santévet annual limit at €5,000.
- Largest prevention bonus at €90/year.
Waiting periods
- Accident: 7 days
- Illness: 45 days
Special waits / notes
6 months for surgery after illness; 6 months for cruciate ligament claims regardless of cause.
Travel & residency
- Travel cover: Time limited (90 days)
- Residency: Policyholder must be resident in Spain.
- Moving abroad: Travel abroad only for trips under 3 months.
Treatment details
- Preventive care: Prevention bonus included: annual allowance €90.
- Complementary treatment: Broad diagnostics and treatment included.
- Behavioural treatment: —
Conditions & exclusions
- Pre-existing: —
- Hereditary / congenital: Hereditary/congenital conditions excluded.
- Key exclusions: —
What stands out
- 45-day illness wait and 6-month waits for some claims.
Best for
- Owners wanting stronger annual limits plus prevention allowance.
Not ideal for
- Owners needing long overseas travel periods.
Included features
Before you buy
Product details are based on policy information reviewed so far and may change over time. Always check the provider’s latest policy wording and official documents before purchasing.