Pet insurance providers in Spain
We review 11 providers and 23 plans for expats in Spain. Browse a provider below to see its plans, cover levels and key exclusions, or compare them side by side.
Barkibu
Barkibu offers pet insurance in Spain with a digital-first approach, focusing on straightforward veterinary cover, clear reimbursement levels and app-based policy management.
Caser
Caser's MIMAscota range covers dogs and cats through Caser's own veterinary network, with no age limit, no health questionnaire and civil liability up to EUR 350,000.
Ibex Insurance
Ibex Insurance offers pet insurance in Spain with tiered plans, fixed annual veterinary limits and a more traditional policy structure than some digital-first competitors.
Liberty Seguros
Liberty Seguros (now part of GeneraliON after Generali's 2023 acquisition) offers a modular pet policy for dogs and cats, with accident veterinary cover, optional illness cover and selectable civil liability.
Línea Directa
Línea Directa is a recent entrant to Spanish pet insurance with a liability-first product for dogs and cats: EUR 300,000 civil liability, unlimited video vet consultations and accident-based veterinary benefits, from about EUR 39.90/year.
MAPFRE
MAPFRE is one of Spain’s largest and most established insurance providers, offering a range of pet insurance products backed by a well-known international insurance group. Their policies are designed primarily for residents in Spain and focus on structured veterinary cover with clearly defined limits and conditions.
Petplan Spain
Petplan Spain offers pet insurance with a more traditional health-cover structure, including veterinary treatment, behavioural cover and temporary travel benefits.
Protectapet
Protectapet offers pet healthcare plans for cats and dogs in Spain, aimed at owners who want broad acceptance, fixed premiums for life, and the flexibility to use any vet.
Sanitas
Sanitas (part of Bupa) offers veterinary reimbursement insurance for dogs and cats in Spain, with English-speaking support that is popular with expats.
Santalucía
Santalucía offers a modular pet policy for dogs and cats built around civil liability, with optional add-ons for accident and illness vet expenses, theft, euthanasia and EU travel assistance.
Santévet
Santévet offers pet insurance in Spain with several plan levels, preventive-care allowances and a structure that can appeal to owners looking for broader ongoing veterinary support.
How to choose a pet insurer in Spain
Cover in Spain ranges from low-cost civil-liability policies (legally required for dogs) through veterinary-network plans to full reimbursement insurance with high annual limits. The right choice depends on whether your priority is legal compliance, price, or the strongest veterinary protection. Use our comparison table to weigh annual limits, reimbursement, excess and travel cover across every provider, and read the pet insurance guide if you are new to cover in Spain.