Barkibu pet insurance
Barkibu offers a range of pet insurance plans in Spain with varying levels of cover, reimbursement and travel options.
Standard
- Annual limit: €3,000
- Reimbursement: 80%
- Excess: percentage
- Travel: EU cover (180 days)
Barkibu Standard offers up to €3,000 in annual veterinary cover with 80% reimbursement, making it a structured reimbursement-based option for pets living in Spain. It combines core accident and illness treatment protection with extra value in areas such as preventive care, complementary treatment and behavioural support, which helps it stand out from more basic plans. The product is designed primarily for Spain-based owners, with temporary travel abroad rather than long-term relocation. Waiting periods apply, and there are important exclusions for pre-existing conditions and certain longer-list conditions that only become covered after extended periods. Overall, Barkibu Standard may suit owners who want a straightforward digital-first policy with useful supporting benefits, while still accepting that the annual limit and dental cover are more restricted than some broader premium products.
Unlimited
- Annual limit: —
- Reimbursement: 80%
- Excess: percentage
- Travel: EU cover (180 days)
Barkibu Unlimited is the broader Barkibu option for owners who want the same digital-first structure and supporting benefits as the standard plan, but without the usual fixed annual cap shown on lower tiers. It still uses an 80% reimbursement model and remains based around pets resident in Spain, with temporary travel rather than long-term stays abroad. Like the standard version, the policy includes preventive and complementary treatment benefits that make it more rounded than simpler accident-only or emergency-led products. However, waiting periods and exclusions still play a significant role, particularly for pre-existing conditions and certain listed illnesses or orthopaedic conditions. Overall, Barkibu Unlimited may suit owners who want more breathing room on annual claims while keeping the same general Barkibu approach to reimbursement and digital policy handling.
About Barkibu
Barkibu is a pet insurance provider operating in Spain offering 2 plans with different levels of cover, reimbursement and excess. Its plans vary by annual cover limits, reimbursement levels and travel cover, giving owners different levels of protection depending on their priorities. Barkibu may appeal to owners who value 80% reimbursement with €3,000 annual limit., includes prevention plan and complementary treatment.. This page provides an overview of Barkibu pet insurance, including available plans, key features and important exclusions to review before buying.