Ibex Insurance pet insurance
Ibex Insurance offers a range of pet insurance plans in Spain with varying levels of cover, reimbursement and travel options.
Gold
- Annual limit: €8,000
- Reimbursement: —
- Excess: €50 (per claim)
- Travel: Time limited (90 days)
Ibex Gold is the strongest of the standard Ibex tiers, offering up to €8,000 in annual veterinary cover together with 90 days of travel cover. It is aimed at owners who want a higher annual limit and more generous overseas flexibility, while still staying within a traditional policy structure. Compared with Bronze and Silver, Gold provides more headroom for larger veterinary bills and better travel support, although it still remains governed by clear exclusions and treatment duration limits. It is therefore stronger financially, but not necessarily more flexible in the way some reimbursement-led digital insurers can be. Overall, Ibex Gold may suit owners who want the most protective annual limit in the Ibex range and who value extended travel cover, but it is still important to read the wording closely for exclusions and how long claims can continue for each condition.
Silver
- Annual limit: €4,000
- Reimbursement: —
- Excess: €50 (per claim)
- Travel: Time limited (30 days)
Ibex Silver sits in the middle of the Ibex range, increasing annual veterinary protection to €4,000 and adding 30 days of travel cover. It keeps the same traditional insurance structure as Bronze, but offers a more balanced level of protection for owners who want more flexibility without moving to the highest tier. The policy still applies clear exclusions and treatment duration limits, so it remains a conventional fixed-structure product rather than a highly flexible health plan. That said, the addition of travel cover makes it more appealing for owners who take shorter trips abroad with their pets. Overall, Ibex Silver may suit owners looking for a middle-ground option with more meaningful annual cover and some overseas flexibility, while still staying within a traditional and relatively easy-to-understand plan structure.
Bronze
- Annual limit: €2,000
- Reimbursement: —
- Excess: €50 (per claim)
- Travel: No travel cover
Ibex Bronze is the entry-level pet insurance option in the Ibex range, with a €2,000 annual veterinary limit and a traditional fixed-limit structure. It is designed primarily for owners who want a simpler Spain-based plan with a lower tier of protection rather than broader premium features. The product includes cover for veterinary costs subject to the wording, but it does not include overseas travel cover. Treatment duration is also limited, which means it may feel more restrictive than some higher-tier plans when dealing with ongoing or more expensive conditions. Overall, Ibex Bronze may suit owners looking for a lower-tier entry point into pet insurance in Spain, but it is less suitable for those who travel with their pets or want stronger long-term veterinary limits.
About Ibex Insurance
Ibex Insurance is a pet insurance provider operating in Spain offering 3 plans with different levels of cover, reimbursement and excess. Its plans vary by annual cover limits and travel cover, giving owners different levels of protection depending on their priorities. Ibex Insurance may appeal to owners who value top ibex vet fee limit at €8,000., 90 days travel cover plus passport/certificate benefit.. This page provides an overview of Ibex Insurance pet insurance, including available plans, key features and important exclusions to review before buying.