Ibex Insurance Bronze
Bronze by Ibex Insurance offers up to €2,000 in annual cover. It has a 14-day illness waiting period. In practice, dental cover is summarized as dental treatment to alleviate immediate pain resulting from injury or illness and cover duration is 12 months per accident or illness, or end of policy period if earlier. It does not include overseas travel cover.
Key facts
- Annual limit: €2,000
- Reimbursement: —
- Excess: €0,050 (per claim)
- Dental: Dental treatment to alleviate immediate pain resulting from injury or illness.
- Travel: No travel cover
- Cover duration: 12 months per accident or illness, or end of policy period if earlier
Highlights
- Simple entry-level plan with €2,000 vet fee cover.
Waiting periods
- Accident: —
- Illness: 14 days
Special waits / notes
Claims for illness or injury first occurring or showing clinical signs within 14 days of start are excluded.
Travel & residency
- Travel cover: No travel cover
- Residency: Covered in Spain; no overseas travel benefit on Bronze.
- Moving abroad: —
Treatment details
- Preventive care: Routine/preventive treatment excluded.
- Complementary treatment: Included only when carried out under vet direction.
- Behavioural treatment: Excluded unless directly resulting from a valid claim.
Conditions & exclusions
- Pre-existing: Pre-existing conditions, symptoms or events excluded.
- Hereditary / congenital: Hereditary and congenital traits excluded.
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Key exclusions:
- Pre-existing conditions, hereditary/congenital traits, leishmaniosis and FIV.
What stands out
- No overseas travel benefit.
- 12-month treatment limit per accident or illness.
Best for
- Owners wanting a lower-tier Spain-based option.
Not ideal for
- Owners who need travel cover.
Included features
Before you buy
Product details are based on policy information reviewed so far and may change over time. Always check the provider’s latest policy wording and official documents before purchasing.