Santévet Light
Santévet Light is the entry point into the Santévet range, combining a €2,000 annual veterinary limit with a preventive-care allowance of €50. It is aimed at owners who want a more health-led policy than a simple accident plan, but at a lower level of annual cover than the higher Santévet tiers. The plan includes a more wellness-oriented structure than some traditional competitors, but waiting periods and exclusions still matter, particularly for illness and certain specified conditions. Travel cover is limited to shorter trips abroad, so the plan remains primarily suited to pets resident in Spain. Overall, Santévet Light may suit owners who want a lower-cost route into a health-focused insurance product with some preventive benefit included, while accepting a more modest annual veterinary limit.
Key facts
- Annual limit: €2,000
- Reimbursement: —
- Excess: €20 (annual deductible)
- Dental: Therapeutic dental cleaning after 2 years of subscription, up to once per year.
- Travel: Time limited (90 days)
- Cover duration: Annual reimbursement limit
Highlights
- Includes prevention bonus and therapeutic dental cleaning after 2 years.
Waiting periods
- Accident: 7 days
- Illness: 45 days
Special waits / notes
6 months for surgery after illness; 6 months for cruciate ligament claims regardless of cause.
Travel & residency
- Travel cover: Time limited (90 days)
- Residency: Policyholder must be resident in Spain.
- Moving abroad: Travel abroad only for trips under 3 months.
Treatment details
- Preventive care: Prevention bonus included: annual allowance €50.
- Complementary treatment: Broad diagnostics and treatment included.
- Behavioural treatment: —
Conditions & exclusions
- Pre-existing: —
- Hereditary / congenital: Hereditary/congenital conditions excluded.
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Key exclusions:
- Hereditary/congenital conditions excluded.
What stands out
- 45-day illness wait and 6-month waits for some claims.
Best for
- Owners wanting a lower-cost Santévet entry point with prevention allowance.
Not ideal for
No specific drawbacks flagged.
Included features
Before you buy
Product details are based on policy information reviewed so far and may change over time. Always check the provider’s latest policy wording and official documents before purchasing.