Santévet Cat Indoor
Santévet Cat Indoor is a specialist variant aimed at indoor cats, combining a €2,000 annual veterinary limit with a €70 preventive-care allowance. It follows the same general Santévet philosophy of health-led protection, but with wording and exclusions tailored more specifically to cats that live mainly indoors. This makes it more niche than the broader dog-and-cat plans in the range. It may be attractive for owners whose cats genuinely fit the indoor profile, but it is less suitable where a cat regularly spends time outside, as the wording includes additional limits and exclusions linked to that lifestyle distinction. Overall, Santévet Cat Indoor may suit owners of genuinely indoor cats who want a health-focused insurance product with some preventive support, while recognising that the plan is more specialised and may not fit every cat owner’s circumstances.
Key facts
- Annual limit: €2,000
- Reimbursement: —
- Excess: €50 (annual deductible)
- Dental: Therapeutic dental cleaning after 2 years of subscription, up to once per year.
- Travel: Time limited (90 days)
- Cover duration: Annual reimbursement limit
Highlights
- Indoor-cat specific option with prevention bonus.
Waiting periods
- Accident: 7 days
- Illness: 45 days
Special waits / notes
6 months for surgery after illness; 6 months for cruciate ligament claims regardless of cause.
Travel & residency
- Travel cover: Time limited (90 days)
- Residency: Policyholder must be resident in Spain.
- Moving abroad: Travel abroad only for trips under 3 months.
Treatment details
- Preventive care: Prevention bonus included: annual allowance €70.
- Complementary treatment: Broad diagnostics and treatment included.
- Behavioural treatment: —
Conditions & exclusions
- Pre-existing: —
- Hereditary / congenital: Hereditary/congenital conditions excluded.
- Key exclusions: —
What stands out
- Additional Cat Indoor exclusions for accidents outside the home and some viral diseases.
Best for
- Indoor cats with limited exposure outside the home.
Not ideal for
- Cats that regularly spend time outdoors.
Included features
Before you buy
Product details are based on policy information reviewed so far and may change over time. Always check the provider’s latest policy wording and official documents before purchasing.