Sanitas Mascotas
Mascotas by Sanitas offers up to €2,500 in annual cover with 80% reimbursement. It has a 30-day illness waiting period. In practice, dental cover is summarized as accident-related dental treatment only and cover duration is annual. Travel cover is described as designed for pets resident in spain; no european or international travel protection identified in the wording reviewed.
Key facts
- Annual limit: €2,500
- Reimbursement: 80%
- Excess: —
- Dental: Accident-related dental treatment only.
- Travel: No standard travel cover
- Cover duration: Annual
Highlights
- English-speaking support from a major Bupa-owned insurer, popular with expats.
- Unlimited 24/7 video vet consultations and 24/7 telephone vet guidance.
- EUR 150,000 civil liability included, meeting the Spanish legal requirement.
Waiting periods
- Accident: —
- Illness: 30 days
Special waits / notes
Euthanasia and castration have a 12-month waiting period. General veterinary assistance has a 30-day waiting period.
Travel & residency
- Travel cover: No standard travel cover
- Residency: Designed for pets resident in Spain.
- Moving abroad: —
Treatment details
- Preventive care: Annual preventive consultation covered up to EUR 50, plus annual vaccination.
- Complementary treatment: Physiotherapy / rehabilitation up to 5 sessions per year.
- Behavioural treatment: —
Conditions & exclusions
- Pre-existing: Pre-existing conditions are excluded (as across the whole sector).
- Hereditary / congenital: —
- Key exclusions: —
What stands out
- Inner sub-limits apply: diagnostics EUR 1,000/yr, chronic disease EUR 1,000/yr, prosthetics/implants EUR 200/yr, allergy treatment EUR 100/yr.
- Dental is limited to accident-related treatment only.
Best for
- Expats who want reimbursement-style vet cover with English service and legally required liability in one policy.
Not ideal for
No specific drawbacks flagged.
Included features
Before you buy
Product details are based on policy information reviewed so far and may change over time. Always check the provider’s latest policy wording and official documents before purchasing.