MAPFRE Assistance 1000

Key facts

• Annual limit: €1,000
• Reimbursement: —
• Excess: —
• Dental: No specific dental benefit is highlighted.
• Travel: Time limited (90 days)
• Cover duration: Per policy year

Highlights

• Veterinary assistance for accident or illness up to €1,000 per year.
• Combines the product’s shared bundle of covers with a mid-tier veterinary annual limit.

Waiting periods

• Accident: 15 days
• Illness: 15 days

Special waits / notes

General waiting period of 15 days for most sections. Euthanasia due to age or illness requires 1 year. Liability has no waiting period.

Travel & residency

• Travel cover: Time limited (90 days)
• Residency: Spain-based cover requiring a microchip and up-to-date official vaccinations.
• Moving abroad: Spain-based cover; legal defence is excluded outside Spain and liability abroad only applies to occasional private trips of up to 3 consecutive months.

Treatment details

• Preventive care: No wellness or preventive-care allowance is shown in the reviewed documents.
• Complementary treatment: No specific complementary-treatment benefit is highlighted in the reviewed material.
• Behavioural treatment: Euthanasia due to behavioural or aggression-related issues is excluded.

Conditions & exclusions

• Pre-existing: Pre-existing conditions are excluded.
• Hereditary / congenital: Pre-existing injuries, illnesses and abnormalities are excluded, including congenital issues existing before inception.
• Key exclusions:
  • Pre-existing and congenital conditions.

What stands out

• The reviewed documents do not highlight specific dental or complementary-treatment benefits.
• There is a general 15-day waiting period.

Best for

• Owners who want broader illness cover than the €500 option without needing the highest annual limit.

Not ideal for

• Owners comparing against more comprehensive health-first pet plans.