Barkibu Unlimited
Unlimited by Barkibu offers 80% reimbursement. It has a 5-day accident waiting period and 28-day illness waiting period. In practice, dental cover is summarized as accident trauma only and cover duration is unlimited annual reimbursement (subject to wording and reimbursement percentage). Travel cover applies in the relevant territories for up to 180 days.
Key facts
- Annual limit: —
- Reimbursement: 80%
- Excess: percentage
- Dental: Accident trauma only
- Travel: EU cover (180 days)
- Cover duration: Unlimited annual reimbursement (subject to wording and reimbursement percentage)
Highlights
- 80% reimbursement with no annual cap stated in the selected unlimited product.
- Includes prevention plan and complementary treatment.
Waiting periods
- Accident: 5 days
- Illness: 28 days
Special waits / notes
6 months for cruciate ligament, patellar luxation, hip/elbow dysplasia, atopic dermatitis, epilepsy, behavioural problems, leishmania, cataracts and hernias in pets aged 6 months+ at inception.
Travel & residency
- Travel cover: EU cover (180 days)
- Residency: Spain-based cover; travel abroad is temporary only.
- Moving abroad: Cover ceases on permanent move abroad or if abroad for more than 3 consecutive months.
Treatment details
- Preventive care: Separate prevention plan reimbursing vaccines and one annual preventive checkup in Spain at 100%.
- Complementary treatment: Includes complementary treatment such as physiotherapy and acupuncture up to 8 sessions per year.
- Behavioural treatment: Included when linked to a covered condition.
Conditions & exclusions
- Pre-existing: Pre-existing conditions and symptoms before inception or during waiting periods excluded.
- Hereditary / congenital: Some congenital cardiac/vascular malformations excluded; related-condition logic applies in wording.
- Key exclusions: —
What stands out
- Dental is limited to accidental trauma.
- Permanent move abroad or more than 3 consecutive months abroad ends cover.
Best for
- Owners wanting broad reimbursement without an annual euro cap.
Not ideal for
- Owners planning to relocate outside Spain full-time.
Included features
Before you buy
Product details are based on policy information reviewed so far and may change over time. Always check the provider’s latest policy wording and official documents before purchasing.