Protectapet Protectapet Basic
Protectapet Basic is presented as a pet healthcare plan rather than a traditional insurance product. Public wording reviewed indicates annual veterinary-fee cover of up to €5,000, with a per-condition cap of up to €2,000 for each illness or accident. The product is marketed around broad eligibility, including all breeds, immediate accident cover, and stable long-term premiums if cover is maintained.
Key facts
- Annual limit: €5,000
- Reimbursement: —
- Excess: —
- Dental: —
- Travel: No standard travel cover
- Cover duration: Annual
Highlights
No highlights available yet.
Waiting periods
- Accident: 0 days
- Illness: 21 days
Special waits / notes
Accidents are covered immediately. Illness is covered after 21 days. No cover for conditions that existed before the start date or showed clinical signs during the initial waiting period.
Travel & residency
- Travel cover: No standard travel cover
- Residency: Public materials indicate cover is designed for pets resident in the country of cover.
- Moving abroad: Permanent relocation outside the permitted territory may affect or end cover. This should be checked against the current plan wording before purchase.
Treatment details
- Preventive care: Vaccinations are not covered. The pet must be kept up to date with vaccinations, boosters, and normal preventative care.
- Complementary treatment: —
- Behavioural treatment: —
Conditions & exclusions
- Pre-existing: Pre-existing conditions are not covered. Illnesses or injuries present before the start date, or showing signs during the initial waiting period, are excluded.
- Hereditary / congenital: Hereditary and congenital conditions are not covered under the basic wording reviewed.
- Key exclusions: —
What stands out
No special notes available yet.
Best for
General pet insurance users.
Not ideal for
No specific drawbacks flagged.
Included features
Before you buy
Product details are based on policy information reviewed so far and may change over time. Always check the provider’s latest policy wording and official documents before purchasing.